Our Mission
Our History

CU Revest is an Asset Management CUSO and our prestigious credit union board of managers spans America from coast to coast.
Our family of common owned companies consists of CU Revest, Credit Solutions Corporation, which has managed over 3 billion dollars in consumer debt since 1997 and DPM our licensed captive finance company dedicated to helping prior prime credit union members rehabilitate their credit. In 2012 our founders made the strategic decision to dedicate their expertise, technology and resources exclusively to credit unions.
Delinquency and charge offs are a normal by-product of credit union lending. CU Revest is not a collection agency. We are an innovative, strategic resource that can be bolted on to the end of the consumer credit process after your collection agencies have stopped being effective. Charge off accounts that haven’t made a payment within the last 180 days should be assigned to CU Revest. Why? The consumer recovery life cycle illustrates that the prime collection opportunity occurs when a former credit union member is in the process of rebuilding his or her life and reestablishing his or her credit. This may not happen until several years have passed since the negative credit events that originally caused the downward credit spiral and resulting charge off.
Generally, the prime rehabilitation and collection opportunities come from three to six years after a negative life event such as divorce, medical emergency or prolonged unemployment. Ironically, at this very time when consumers can be motivated to repay their obligation in full in order to rehabilitate their creditworthiness, law firms and collection agencies have long abandoned the accounts; your credit union’s money is stranded. This is where we go to work. Post agency capital and member recovery is the focus of CU Revest.
CU Revest is the key to fiscal responsibility and membership growth. We help restore capital, recover members and reduce risk.
California Resident Disclosure
You may request records showing the following: (1) that CU Revest, LLC has the right to seek collection of the debt; (2) the debt balance, including an explanation of any interest charges and additional fees; (3) the date of default or the date of the last payment; (4) the name of the charge-off creditor and the account number associated with the debt; (5) the name and last known address of the debtor as it appeared in the charge-off creditor’s or debt buyers’ records prior to the sale of the debt, as appropriate; and (6) the names of all persons or entities that have purchased the debt. You may also request from us a copy of the contract or other document evidencing your agreement to the debt.
A request for these records may be addressed to: CU Revest C/O Credit Solutions Corp., 404 Camino Del Rio South, Suite 400, San Diego, CA 92108.
As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your obligations. But we will not submit a negative credit report to a credit reporting agency about this credit obligation until the expiration of the time period described on the front of this letter.