Unlocking A Multi-Billion Dollar Opportunity
The key to unlocking the treasure chest holding billions of dollars in unrecovered
charged off balances is to know where to look. What you do once the treasure is located will
determine the difference between success and failure.
During the last ten years, credit unions have charged off $57 billion in consumer debt,
of which $45 billion remains unrecovered.
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I’m as Mad as Hell and I’m Not Going to take This Anymore!
Here we take off the rose-colored glasses, peel back the onion and take a candid look at the threats to Credit Union auto loan, mortgage loan, HELOC, credit card, student loan and other consumer lending portfolios.
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The Best Time to Recover Charge Offs May Be Long After You’ve Stopped Trying
From the Great Recession of 2008 through the last two years of the COVID-19 pandemic,
millions of America’s credit union members have experienced a personal financial crisis. A significant percentage of
those losses have fallen out of the federal reporting statute and are now time-barred from recovery.
On the flip side, billions of dollars are still recoverable.
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Crisis Management - Part Two: Managing the Unintended Consequences of Loan Forbearance and Payment Deferments
Managing the Unintended Consequences of Loan Forbearance and Payment Deferments
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Crisis Management: Capital Adequacy, Delinquency Control and Loss Recovery during the COVID-19 Pandemic
A Credit Union Guide to COVID-19 Era Compliance with NCUA Rule 702.1,
Member-Centric Delinquency Management, and Loss Recovery
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The Consumer Recovery Lifecycle
This report will examine the Consumer Recovery Lifecycle, its pathway to credit rehabilitation and its value in identifying that segment of “prior prime”credit union members who may once again qualify for credit.
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The Unbanked and Underbanked Middle Class - The New “Prior Prime” Subculture
This is part one of the study that defines the consumer credit epidemic and its negative impact on the credit union industry.
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Recovering Capital and The Disenfranchised Credit Union Member
This is part two of the study that presents the solution to the Consumer Negative Credit Epidemic.
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